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How to repay a loan

To maximize convenience, you can choose from a variety of payment methods:

Money transfer within 1–3 days

You can make an instant transfer through your internet banking facility as a Third Party Transfer or as a Personal Payee, using the following account details:

Commercial Bank

Account holder name: Emerald Swift (Private) Limited
Account number: 1001129608
Branch: Union Place

Note: When making the payment, enter your national identity card number (NIC) as well as the loan agreement number in the transaction details or reference. Enter the amount you need to pay and submit.

Whenever you make a repayment, send us a clear slip photo or screenshot of your payment slip to +94 76 304 9944 via WhatsApp with your NIC number or Loan ID.

You can easily pay back via Commercial Bank branches, choosing the closest one to your location. Fill in the deposit slip with the following information and hand it over to the teller:

Commercial Bank

Account holder name: Emerald Swift (Private) Limited
Account number: 1001129608
Branch: Union Place

Note: Write your NIC number and loan agreement number on the deposit slip so the payment is matched to your loan.

Whenever you make a repayment, send us a clear slip photo or screenshot of your payment slip to +94 76 304 9944 via WhatsApp with your NIC number or Loan ID.

You can choose to make your fund transfer through any bank using the following account details:

Commercial Bank

Account holder name: Emerald Swift (Private) Limited
Account number: 1001129608
Branch: Union Place

Note: When making the payment, enter your national identity card number (NIC) as well as the loan agreement number in the transaction details or reference. Enter the amount you need to pay and submit the payment to the teller.

Whenever you make a repayment, send us a clear slip photo or screenshot of your payment slip to +94 76 304 9944 via WhatsApp with your NIC number or Loan ID.

Struggling with a payment?

Tell us before the due date — we can often move a payment. +94 11 4277 320

Contact us