Get your first loan now — instantly and hassle-free.
Apply online in about 3 minutes with just your NIC. The money is in your account within 1 hour of approval — repaid in one fixed payment after 10 days.
Get a loan in 4 easy steps
STEP 1
Fill in the application online
Complete the application process in 3 minutes — entirely from your phone.
STEP 2
Wait for the approval
Your approval is notified via an SMS message.
STEP 3
Receive your money fast
The disbursement to your bank account is confirmed via SMS.
Who can use our services?
Why us?
Transparent fees
Use the calculator above to see the full cost of your loan before you decide — nothing hidden.
The simplest process
A valid NIC is all you need. No collateral, no salary slips, no utility bills.
Fast approval, fast disbursement
Receive your money as soon as your application is evaluated.
Better offers for repeat borrowers
Repay on time to qualify for loans up to LKR 60,000 and other benefits.
Flexible repayment terms
If the unexpected happens through no fault of your own, a 30-day loan extension facility is available.
Helping you make life easy
We are willing to help you find the best financial solution tailored to your needs.
Loan terms at a glance
Loan terms from 10 days, extendable by 30 days
Amount: LKR 5,000 – 60,000
Service fee: 1.20% – 2.50% per day, by product and term
No hidden or extra charges; a late payment fee (LPF) applies to overdue amounts
| Loan type / starting term | 10-day interest | 20-day interest | 30-day interest |
|---|---|---|---|
| Short-term loan 1.6 | 2.50% | 1.80% | 1.50% |
| Short-term loan 1.4 | 1.80% | 1.30% | 1.20% |
Subject to evaluation. The service fee accrues per day according to the repayment date selected. Loan amounts run from LKR 5,000 to 60,000. Example: a first-time borrower taking LKR 5,000 over 10 days repays LKR 5,900 by the payment date. See the terms on the final page of the application process for further information.
If your payment is delayed, please contact our operators to avoid repeated calls — we can help you resolve temporary repayment problems.
If you default on your loan, your credit history will show the problem and you will not be able to borrow again in the future.
The fastest online loans in Sri Lanka — the best way to get a loan
Every month brings fixed expenses and bills — and sometimes urgent, unbudgeted needs on top of them. We know that finding the documents and the time for a bank loan is hard when you're busy. With us you apply from your phone, any time of day, 7 days a week, and can have the money within 1 hour of approval — even if your credit score isn't perfect.
The advantages of a low-risk unsecured online loan:
- Customer-focused approach and service, whatever the amount
- 100% online — no strict demands or paperwork
- Low rates and minimal personal information required
- Apply online or from your mobile phone
- Approval even with an imperfect credit history
- Fast approval — and no guarantor needed
Important borrowing note: an online loan is a small, short-term amount for emergencies — not an everyday habit. Borrow only what you truly need and are certain you can repay on the agreed date.
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